From first conversation to active coverage - here's exactly what to expect. No surprises, no jargon, no pressure.
Last reviewed July 2026 by Dev Gaymes, Licensed Insurance Advisor · Editorial policy
A 15-minute conversation about your family, finances, and what matters most. I listen first - you'll leave with clarity on what you need, even if you decide not to buy.
I compare quotes from 30+ A-rated carriers. You'll see 2-4 top options side-by-side with clear pros and cons. I explain why each fits and which I'd personally choose.
Simple application - many require no medical exam. Some clients approved in minutes, most within 24-48 hours. I handle the paperwork.
Your policy is active. Annual check-ins, life-event adjustments, and a direct line to me - not a call center. I'm your advisor for life.
Most agents work for ONE company. I work for you.
I shop 30+ carriers. If Carrier A beats Carrier B for your profile, you go with A. My loyalty is to you.
Represents one company. If their product isn't best for you, too bad - that's all they offer.
Our instant term quote tool lets you compare rates and apply without talking to anyone.
30+ A-rated carriers · Real rates · No obligation
The whole process begins with a short, no-pressure conversation. Book it here.
Prefer to talk now? Call 214-989-7704
DG Life Group uses a 4-step process: 1) A 15-minute discovery call about your family, finances, and goals. 2) Carrier matching - comparing quotes from 30+ A-rated carriers. 3) Simple application, often with no medical exam. 4) Coverage starts with annual check-ins and ongoing support.
Most clients go from first call to active coverage within 1-2 weeks. No-medical-exam policies can be approved in minutes. The discovery call itself is just 15 minutes. DG Life Group handles all the paperwork.
A captive agent works for one insurance company and can only offer that company's products. An independent broker like DG Life Group represents 30+ carriers and shops the entire market. If Carrier A has a better rate than Carrier B for your profile, an independent broker can place you with Carrier A.